No accounts · link is the key

SplitMate

No lock-ins. No subscriptions. Just vibes.

Split costs without the signup. Drop a link in the chat, log what everyone paid, and settle up when you’re done.

Start splitting

Free to use · no account needed

Three taps. Done.

Built for WhatsApp threads, roommate chats, and one-off dinners.

  1. 1

    Make a group

    Name the trip or dinner. Get a private link instantly.

  2. 2

    Share the link

    Anyone with it can join by name — no app, no email.

  3. 3

    Split & settle

    Log expenses, see who owes whom, mark debts paid.

Who it's for

Not just for trip squads.

Splitting money is awkward with anyone — roommates, couples, whole friend groups. SplitMate works the same way every time: send a link, log what's owed, settle up.

Trip squads

Flights, hotels, and the taxi nobody wanted to pay for.

$ flights, hotels, taxis

Roommates

Rent, wifi, groceries — split the same way every month.

$ rent, wifi, groceries

Dinner groups

One bill, a dozen orders, zero mental math.

$ dinners, drinks, tips

Event organizers

Gifts, potlucks, group presents — split evenly or not.

$ gifts, potlucks, tickets

Couples

Shared groceries and date nights, tracked without the spreadsheet fight.

$ groceries, dates, bills